SeedTime Money

Before we begin...

A chicken, a Bible and a banana tree

2 tips before getting started

The Problem with Budgeting Tools

How to get your spouse on board (if needed)

1. Overview of the Real Money Method

2. How to quickly tell where your money has been going

3. Let's tell your money where to go

4. Budgeting with Variable Income (optional)

5. How to find a bank that works with the Real Money Method

6. How to handle the savings account withdrawal limit

7. How to define the right number of spending categories

8. Why we use separate spending money accounts

9. Ally Spending Buckets - what you need to know

10. Getting started with your accounts

11. Get Starbucks on us!

12. Putting all the pieces together - how this works in real life

13. How to actually get started with the method

14. How we track transactions

15. The importance of the buffer (to avoid overdrafts)

16. What to expect in the first month

17. This works...

18. A little more incentive to get your accounts set up...

1. How to optimize your BILLS account

2. The Bill Pay Optimizer

3. How to use a credit card with this method

4. A simple trick to stay on top of categorizing transactions

5. Consider adding in sinking funds

6. How to setup overdraft protection

7. How to use Zelle with the Real Money Method

8. Common FAQs (Your questions answered)

Real Money Method Cohort Week 1

Real Money Method Cohort Week 2

Real Money Method Cohort Week 3

Real Money Method Cohort Week 4

Real Money Method Cohort Week 5

What questions do you have?